Tag: Insurance

When Insurance Companies Take Advantage of Christians

About 30 years ago, a distraught, young mother came to us seeking both legal and biblical counsel. Tragically, her two year old son had drowned in a neighbor’s pool when a gate latch failed and allowed the little boy to enter.

Sadly, that was not the end of it. What followed demonstrates why injured Christians should consider seeking legal counsel.

Continue reading “When Insurance Companies Take Advantage of Christians”

Uninsured / Underinsured Motorist Coverage

In today’s economic climate, more drivers are either going without automobile insurance or only purchasing the minimum amount required by law, which is $15,000 liability insurance. That is why it’s important to check your uninsured (UM) and underinsured (UIM) motorist coverage in your automobile policy.

UM covers you, the insured members of your household and your passengers, for bodily/personal injuries, damages or death caused by hit-and-run drivers or at-fault drivers who are uninsured. UM coverage will cover your medical expenses and other damages, up to the limit on your policy.

Continue reading “Uninsured / Underinsured Motorist Coverage”

Injured on the Job?

According to the Occupational Safety and Health Organization (OSHA), work-related accidents and illnesses claim over two million lives every year. Over 250 million accidents in the workplace cause victims to miss up three days of work.

Construction sites are one of the most hazardous job locations in the United States. According to the U.S. Bureau of Labor Statistics, 350,000 suffered disabling injuries with another 1,000 people dying in 1995. More than 30 percent of injuries and fatalities are due to falls from defective ladders or scaffolds. That’s why construction companies and all contractors and subcontractors must ensure employees work in safe conditions, inform them of inherent job hazards, provide safety training, and enforce compliance with safety regulations.

A construction worker’s safety also depends heavily on the condition of their equipment. Manufacturers are responsible for design and production defects in their equipment. Tools and structures necessary for construction must meet basic safety requirements. Injuries caused by failure of equipment may be eligible for compensation from the manufacturer under laws for defective products.

At time, workers’ compensation alone will not cover all of an injured employee’s expenses, particularly if the injuries were serious and debilitating. In these cases, the personal injury lawyers at Berglund & Johnson will investigate the liability of a negligent third party. Third parties can include manufacturers of defective products, a supervising subcontractor or the owner or others responsible for the jobsite.

Should you require assistance with a job-related injury, please contact us for an immediate free evaluation of your situation. It is critical after a workplace accident that evidence be preserved and the responsible third-party located right away.